Individual Health

INDIVIDUAL HEALTH INSURANCE At Cottrell Insurance Services we help individuals and families find quality, affordable healthcare plans. As most families understand, there is nothing like the peace of mind of knowing you have coverage if you need it. We can provide PPO Plans, HMO Plans, HSA Plans, POS plans, EPO Plans, Catastrophic Plans, Temporary Plans and more. Many health insurance plans have “Open Access” (OA) functionality, options for co-pay amounts, various co-insurance percentages, choices of deductible levels and out-of-pocket maximums. Rates vary with the options and plans, however we will find a plan that fits your budget! GET RATES AND APPLY NOW If your health insurance needs are immediate you can get rates, select plans add dental, life and additional supplemental policies in a few minutes. By clicking and researching yourself you’ll avoid being called by numerous insurance agents. There are many options available to you. As an independent insurance agency, if we could offer one piece of sound advice it would be to purchase only “Florida approved” health insurance plans because: Florida approved medical plans are subject to specific benefits, form filing, rate approval and other consumer protection requirements that are much more extensive than those required of out-of-state plans, particularly those plans marketed to individuals and families. Any purchase should be considered carefully as future medical conditions may make it impossible to qualify for another individual health policy. For more information Florida Department of Financial Services www.fldfs.com Tel: 800 342 2862   TEMPORARY HEALTH INSURANCE PLANS If there’s one thing you can count on, it’s that nothing stays the same. Every day people change jobs, finish college, leave the military or take early retirement. To avoid the risk of not having health insurance our clients turn to “temporary or short-term” plans. We have affordable solutions that will provide up to 12 months of coverage. You simply choose a deductible level that best fits your budget, select the desired length of coverage, up to 6 months and apply right here. You can later reapply to extend coverage for up to another 6 months.   Supplementary Insurance Plans We offer many supplementary insurance products from disability income protection to catastrophic illness coverage that can be tailored to each individuals needs. We use carriers such as Aflac, Genworth, Allstate, Aetna and MetLife to help you manage the financial risks associated with an injury or long term illness. Supplementary insurance can help with incidents as simple as the cost of in-patient or out-patient surgery. Some of the products we offer are: Short and Long Term Disability Income Protection Life Insurance Hospital Accident Cancer Long Term Care Vision Dental