About Cottrell Insurance Services

At Cottrell Insurance services our focus is firmly fixed on our clients and customers needs. Our down to earth approach means we carefully analyze our Clients situations and gather the necessary information to enable us to present the plans and options to help make the right decision. We will take adequate time to explain how the available insurance programs work, the terminology and the merits of each product and carrier that we recommend.   Can your current insurance broker guarantee that your filed paperwork is as secure as humanly possible? We have adopted the use of technology in all areas of our agency. Our customer files are stored on a secure server eliminating the need for lots of paper with personal information. We can provide rate quotes, brochures, application or claim forms and more, all electronically. This Speeds up business, while keeping our clients and their employees information safe from potential abuse or theft. With a breadth and depth of business knowledge that is rare in the marketplace these days we know first hand the day to day struggles of all businesses, the self employed and the families we serve. Our clients respect our honesty, straight forward approach and our ability to make complex insurance situations or programs understandable. We take the mystery out of insurance and go the extra mile to make sure that all of our clients know exactly what they are buying and more importantly get the best possible value for money. Feel free to visit our web site, there are a lot of resources here for you and please do not hesitate to click on the more information buttons. E-mail or call us with any questions you might have. As an independent agency we represent many insurance carriers with lots of valuable options and we will find the right product that fits your needs. If you are concerned with escalating insurance costs contact us - we are always happy to help! PROFESSIONAL MEMBERSHIPS JACKSONVILLE ASSOCIATION OF HEALTH UNDERWRITERS We are members of the Jacksonville Association of Health Underwriters (JAHU) http://www.jahu.org Always ask agents if they are members of JAHU because JAHU is an advocacy group working on behalf of Florida and the First Coasts (Duval County, Clay County, Flagler County, Putnam County, Nassau County) consumers. JAHU, a non-profit association, is dedicated to meeting the health, financial, and retirement security needs of all Americans while utilizing private sector solutions. Our mission is accomplished through education, advocacy, and professional development of our members. Check our Membership Status http://www.nahu.org/consumer/findagent.cfm NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS We are members of the National Association of Health Underwriters (NAHU) http://www.nahu.org Always ask agents if they are members of NAHU because NAHU is an advocacy group working on behalf of American consumers, read the following: NAHU’S VISION STATEMENT Every American will have access to private sector solutions for health, financial and retirement security and the services of insurance professionals. NAHU’S MISSION STATEMENT NAHU will improve its members' ability to meet the health, financial and retirement security needs of all Americans through education, advocacy and professional development. NAHU’s CODE OF ETHICS To hold the selling, service and administration of health insurance and related products and services as a professional and public trust and do all in my power to maintain its prestige. To keep paramount the needs of those whom I serve. To respect my clients' trust in me, and to never do anything which would betray their trust or confidence. To give all service possible when service is needed. To present policies factually and accurately, providing all information necessary for the issuance of sound insurance coverage to the public I serve. To use no advertising which I know may be false or misleading. To consider the sale, service and administration of health insurance and related products and services as a career, to know and abide by the laws of any jurisdiction Federal and State in which I practice and seek constantly to increase my knowledge and improve my ability to meet the needs of my clients. To be fair and just to my competitors, and to engage in no practices which may reflect unfavorably on myself or my industry. To treat prospects, clients and companies fairly by submitting applications which reveal all available information pertinent to underwriting a policy. To extend honest and professional conduct to my clients, associates, fellow agents and brokers, and the company or companies whose products I represent.